About Us
Your local mortgage broker in Penrith & Western Sydney
Getting a home loan shouldn’t feel confusing or overwhelming - especially your first. We’re proudly local, and we help everyday Australians navigate lending with clarity, honesty and personalised support.

- 12+
- Years in construction
- 10+
- Years running a business
- MFAA
- Accredited member
- Penrith
- Local, founder-led
Our story
A modern, down-to-earth approach to mortgage broking
Founded by Jason, a Penrith local and father to three boys with a genuine passion for property and finance, Borrowly Finance was built to deliver a more modern, transparent and down-to-earth broking experience. We understand the local market, the challenges buyers face, and the importance of having someone in your corner.
Whether you’re purchasing your first home, refinancing for a better deal, growing an investment portfolio or exploring finance for the future, we guide you every step of the way.
It’s not just about finding a competitive rate - it’s about a lending strategy that works for your lifestyle and long-term plans. We take the time to understand your situation, explain everything in plain English, and keep the process smooth and stress-free.
With access to a wide panel of lenders and products, we work to match you with the right solution - not just the easiest one.
Borrow smarter. Borrow confidently. Borrowly Finance.
We specialise in
- First Home Buyer Loans
- Refinancing & Debt Consolidation
- Investment Property Loans
- Pre-Approvals
- Upgrader & Owner-Occupier Loans
- Self-Employed Lending
- Construction Loans
- Vehicle & Asset Finance
0450 906 575 - no obligation chat
Meet the founder
Jason Fryer - Founder & Managing Director

Jason Fryer
Founder & Managing Director
Penrith, NSW - servicing Western Sydney and clients Australia-wide.
Jason Fryer is the Founder and Managing Director of Borrowly Finance, bringing a fresh and practical approach to the mortgage and finance industry.
With over 12 years in the construction industry and more than 10 years of business ownership, Jason understands the challenges faced by everyday Australians, business owners, tradies, investors and growing families. His background gives him firsthand insight into the financial decisions that come with building wealth, purchasing property and managing cash flow.
He founded Borrowly Finance with a simple mission: make finance easier to understand, and help clients hit their property goals with confidence. He combines industry knowledge, strong lender relationships and a client-first approach to deliver tailored lending solutions.
First home, refinance, investment or self-employed lending - Jason provides honest advice, transparent communication and support from application to settlement and beyond.
Jason’s expertise
- First Home Buyer Loans
- Home Loan Refinancing
- Investment Property Finance
- Self-Employed Lending
- Construction Loans
- Debt Consolidation
- Property Investment Strategies
Why clients choose Jason
- Over 12 years in the construction industry
- More than 10 years of business ownership experience
- Personalised lending solutions
- Access to a wide range of lenders
- Transparent and honest advice
- Dedicated support from start to finish
“Great finance solutions start with understanding people, not just numbers. My goal is long-term relationships and a stronger financial future for every client.”
Good to know
Frequently asked questions
- Where is Borrowly Finance based?
- Borrowly Finance is based in Penrith, NSW and assists clients across Western Sydney and throughout Australia.
- Who is the mortgage broker at Borrowly Finance?
- Jason Fryer is the Founder and Managing Director. He brings over 12 years of experience in the construction industry and more than 10 years of business ownership experience to every client conversation.
- What types of loans does Borrowly Finance arrange?
- First home buyer loans, refinancing and debt consolidation, investment property loans, pre-approvals, upgrader and owner-occupier loans, self-employed lending, construction loans, and vehicle and asset finance.
- Do you help self-employed borrowers?
- Yes. Self-employed lending is a core specialty, drawing on Jason's own decade-plus of business ownership and access to a wide panel of lenders.
Get in Touch
Ready to talk finance?
Send an enquiry or call Jason directly. We will get back to you the same business day.
Contact Details
Address
11 Selwyn Avenue, Cambridge Gardens NSW 2747
Phone
0450 906 575
Borrowly Finance - Your local Mortgage Broker
Our patch
Based in Cambridge Gardens, working across Western Sydney
We are a local broker, not a call centre. Meet us at the office, at your kitchen table, or on a video call - whatever suits.
- Office
- 11 Selwyn Avenue, Cambridge Gardens NSW 2747
- Availability
- Mon - Fri 9:00am - 5:30pm, plus after-hours by appointment
- Penrith
- Cambridge Gardens
- Glenmore Park
- Kingswood
- Cranebrook
- Jordan Springs
- St Marys
- Emu Plains
- Werrington
- Blue Mountains
12km service radius
Penrith, Western Sydney & clients Australia-wide
